How can you survive on a Centrelink pension, Newstart, disability or any form of welfare?
In a nutshell, according to statistics (read more about the statistical details here):
– Over 5 million Australians rely on income from Centrelink
– Over half of these are on the Age Pension or Veteran Pension
– A further 800,000+ are on disability
– 660,000+ are on Newstart
– The remainder are on parenting payment, carers payment and other payments
Looking at these numbers, the majority of people living on Centrelink are in situations where they have no other option. The bulk of people coming to my sites are looking for help with Centrelink, what discounts they can use their pension/healthcare card for, how to get money to leave an abusive relationship, what to do if they are at risk or are already homeless and basically how to survive on a low income.
I want to help people not only survive, but thrive on Centrelink, and where possible (such as those able to work) get off Centrelink either through their own business, generating income from home or getting a job they love. I want to help Australians have a better quality of life.
Having been on Centrelink myself, having had times in my life where I was paralysed, disabled and a single mother because of domestic violence, I know how difficult it can all be. I also know what a difference extra money can make to enable someone to get the right medical treatment, be able to afford childcare or further education etc.
I’m creating guides and resources to help people survive and thrive on Centrelink, but I need your help.
I have created a survey with a few anonymous questions, which no one will see apart from me. The answers to it will be the basis for the guides, along with my personal experiences. Your privacy is important to me and no *individual answers from this survey will be shared with anyone else, no third parties, no one! It’s between you and me only.
To complete the survey click here, for more information, read on.
My first experience with Centrelink was accessing Youth Allowance at 16 when I was made to leave home and lived in another state for a while. As an adult, I have needed the single parent pension a couple of times and had numerous clients when I was a hairdresser living off Centrelink such as disability and Newstart payments.
We are lucky to have a welfare system in place, as frustrating as it is to deal with and as high as the cost of living is in Australia, it is better than many other countries. That doesn’t make it easy to live on, though, especially if you don’t know ‘the system’.
I was fortunate to have people in my life help me access the services I needed, for the most part. Not everyone has that. I am also fortunate to have been able to rebuild my life and no longer need it.
The most popular article ever on all my sites combined is the complete list of everything you can use your health care card/pension card for in Australia followed by how to get money to leave an abusive relationship. I know the connection there, I lived it.
Given my experience, I want to help other Australians not only survive on the pension, but also thrive, create streams of income and create a life that is not dependent on Centrelink, where possible.
You might be on Centrelink because of disability, you might be a carer, you might have split recently from your partner, whatever the reason, I want to help you.
Ideally, no one would need the safety net of a welfare system like Centrelink, but let’s get real, it is as big as it is because it is needed. Life isn’t perfect and there are times all of us need help.
It’s not my place or anyone else’s to judge why you are on it. Having been on it, and now being in a completely different place in my life I know I can help you.
Given my personal experiences, my knowledge and the change in my life from homeless to CEO, I feel the need to help others do whatever they can in their lives.
I need your help to know exactly what you need help with and have created this survey for you to complete to help me.
I want to cover:
– What you are entitled to in different scenarios, beyond the payment such as rent assistance etc.
– What you can use your pension/health care card for
– Other services available to you if you are receiving benefits
– How to negotiate with debt collectors
– How to budget
– How to increase you income
– How to transition off Centrelink
– Tips on how to barter, get things for free and reduce your expenses
– 100 work from home options (not all party plan!) and tips on implementing them
If you’d like to help me know exactly what you need, please click through and do the survey.
Do you have any tips for those living on the pension? Is this a guide you need?
*Individual answers will never be revealed. The collective data as statistics may be used in blog posts or in the guides to help shape what is shared. No identity will be revealed.